As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Certificates of Deposit (CDs)

Give your savings a boost

Grow your savings steadily with a Certificate of Deposit

When you want to give your savings a boost, check out our CDs. Choose the term length and watch your balance increase. When the CD matures, you can cash it out or reinvest.


Special Online CDs

4.00% APY*
3-Month CD
3.93% Interest Rate


4.00% APY*
6-Month CD
3.93% Interest Rate


3.75% APY*
13-Month CD
3.69% Interest Rate


Lock In a Competitive Rate

If you're looking for a safe way to grow your savings, our Certificates of Deposit are the answer.

Opt for a short-term boost, or stay in it for the longer haul. Various options allow you to structure your CDs to mature at the right time for you.

  • Money grows at a fixed rate for the CD's term
  • $1,000 minimum to open
  • FDIC insured, up to the FDIC established limits

 

 

Learn more

Give your savings a boost

In banking terms, a CD or certificate of deposit is like a savings account with muscle. Want to better understand how a CD works and the benefits of investing in a series of CDs with different maturities?  

Watch "What is a CD?"

 

Disclosure

*$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of May 7, 2025. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Your online opening deposit may not exceed $100,000, and principal withdrawals are not permitted within the first 60 days of the initial transfer of funds. Not available to business organizations.


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