Whether you’re a young adult looking to open your first checking account or a parent hoping to open one for your child, PRISM Checking is a great starting-out bank account. There’s no fee for a PRISM Checking account for account holders who are ages 13-25, making this a great bank account for kids, teens and young adults.
Mobile Banking Made Easy
In a recent survey, Atlantic Union Bank (AUB) found that teens were most concerned with making sure that any checking account they open offers a good mobile app (49.9%) and an account with low fees (49.6%). Fortunately, AUB offers both! Our mobile banking app has a 4.7 rating*, and customers love how easy and intuitive it is to use. Plus, it offers everything you want in a banking mobile app – from mobile check deposit to easy transfers between accounts and more!
Encourage Financial Wellness
And as for fees, PRISM Checking has no monthly maintenance fee for account holders ages 13-25 or 62+. There are also no overdraft fees or fees charged for low account balances ! We’ve made checking easy with PRISM.
When you open an account with AUB, you’ll also receive access to financial wellness tools through our partnership with Banzai. This can help account holders learn to make a budget, start their savings journey and more! If you are looking for a bank account for teens or browsing for college student checking options, Banzai adds an extra layer of support, setting you up for success.
Plus, a PRISM Checking account is easy to open – you can open one online or in a branch.
Source: Youth Banking Survey, November 2023
*Apple App Store rating as of 10/23/2024