Deposit Account Interest Rates
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Atlantic Union Bank offers great returns on your accounts.
Atlantic Union Bank offers great returns on your accounts, making it an ideal choice for individuals looking to grow their money. Our competitive interest rates and variety of savings options mean that whether you're saving for a short-term goal or planning for the long term, we have a solution that fits your needs.
At Atlantic Union Bank, we're committed to helping our customers achieve their financial goals. Our team of experienced banking professionals is on hand to provide advice and guidance, ensuring you make the most of your money.
Special Certificate of Deposit (CD) Savings Accounts
A Certificate of Deposit (CD) account with Atlantic Union Bank is a secure way to grow your savings. This type of account is a time deposit, meaning you agree to leave your funds untouched for a specified period, ranging from a few months to several years. In exchange for this commitment, Atlantic Union Bank has the ability to offer a more competitive interest rate than a standard savings account. This rate is fixed, providing certainty and stability.
Deposit Accounts at Atlantic Union Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to the legal limit, which means your money is protected.
$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of November 19, 2024. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Your online opening deposit may not exceed $100,000, and principal withdrawals are not permitted within the first 60 days of the initial transfer of funds. Not available to business organizations.
CD Specials
| Product | Term | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| 3 Month CD | 3 Month | 4.41% | 4.50% |
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| 6 Month CD | 6 Month | 4.17% | 4.25% |
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| 13 month CD | 13 month | 3.69% | 3.75% |
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| 19 month CD | 19 month | 3.69% | 3.75% |
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$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 18, 2024. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.
Money Market Savings Accounts
A Money Market Account with Atlantic Union Bank is a type of savings account that offers a more competitive interest rate compared to regular savings accounts, making it an excellent choice for customers looking to grow their savings more efficiently.
Money Market Special
| Product | Balance | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| Performance Money Market | $0.00 - $24,999.99 | 3.00% | 3.04% |
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| $25,000 - $99,999.99 | 3.00% | 3.04% |
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|
| $100,000 - $249,999.99 | 3.00% | 3.04% |
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|
| $250,000 - $499,999.99 | 3.00% | 3.04% |
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| $500,000+ | 3.00% | 3.04% |
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Performance Money Market: Limited time offer. Requires a minimum opening deposit of at least $25,000 in new money not currently on deposit with Atlantic Union Bank. The Annual Percentage Yield (APY) and interest rates are accurate as of August 27, 2024. Rates are subject to change at any time without notice before or after account opening. A maintenance fee of $12 will be imposed every statement cycle if the daily balance on any day during the statement cycle falls below $2,500.00. Fees could reduce earnings on this account. Offer not available for business accounts. Atlantic Union Bank reserves the right to revoke, restrict, or change this offer at any time.
The Annual Percentage Yield (APY) and interest rates are accurate as of August 27, 2024. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Medical Savings Accounts
A Health Savings Account (HSA) with Atlantic Union Bank is a type of savings account that allows you to set aside pre-tax money to pay for qualified medical expenses. By using untaxed dollars in an HSA to pay for deductibles, copayments, coinsurance, and other expenses, you can lower your overall health care costs.
Health Savings Account
| Lower Tier | Upper Tier | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| $1 | $9,999.99 | 0.05% | 0.05% |
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| $10,000 | $24,999.99 | 0.10% | 0.10% |
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| $25,000+ | 0.20% | 0.20% |
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The Annual Percentage Yield (APY) and interest rates are accurate as of August 27, 2024. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Atlantic Union Bank CD
CD accounts offer a structured way to reach a specific savings goal by adhering to fixed terms at a fixed interest rate. At the end of the term, you will get out the money you put in on top of the interest accrued during that time.
CDs
| Term | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|
| 3 Month (91 days) | 4.41% | 4.50% |
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| 6 Month | 4.17% | 4.25% |
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| 1 Year | 1.00% | 1.00% |
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| 2 Year | 1.15% | 1.15% |
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| 3 Year | 1.25% | 1.25% |
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| 4 Year | 1.35% | 1.35% |
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| 5 Year | 1.50% | 1.51% |
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$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 18, 2024. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.
Personal Checking Accounts
A Personal Checking Account with Atlantic Union Bank is a type of bank account that allows you to manage your daily financial activities conveniently and efficiently. It's designed for everyday transactions, including depositing your paycheck, withdrawing cash, and paying bills.
Checking
| Product | Balance | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| Loyalty Checking | $0.00 - $2,499.99 | 0.01% | 0.01% |
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| $2,500.00 - $9,999.99 | 0.02% | 0.02% |
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| $10,000.00+ | 0.03% | 0.03% |
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| ThankU Checking | $0.00 - $2,499.99 | 0.01% | 0.01% |
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| $2,500.00 - $9,999.99 | 0.02% | 0.02% |
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| $10,000.00+ | 0.03% | 0.03% |
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| Preferred Checking | $0.00 - $49,999.99 | 0.01% | 0.01% |
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| $50,000.00 - $249,999.99 | 0.02% | 0.02% |
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| $250,000.00 - $499,999.99 | 0.02% | 0.02% |
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| $500,000.00 - $999,999.99 | 0.03% | 0.03% |
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| $1,000,000.00+ | 0.05% | 0.05% |
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The Annual Percentage Yield (APY) and interest rates are accurate as of August 27, 2024. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Personal Savings Accounts
A personal savings account with Atlantic Union Bank offers a secure investment for your initial deposit, coupled with a competitive interest rate. It's primarily used for saving money over the long term and allows you to accumulate savings while earning some interest.
Savings
| Product | Balance | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| Personal Savings | 0.10% | 0.10% |
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|
| PRISM Savings | 0.10% | 0.10% |
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|
| Deluxe Savings Club (with auto debit) | 0.01% | 0.01% |
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$25 minimum opening deposit for Personal Savings and PRISM Savings; $10 minimum opening deposit for Deluxe Club Savings. The Annual Percentage Yield (APY) and interest rates are accurate as of August 27, 2024. Fees could reduce the earnings on the account.
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