As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Who We Are



Our Core Values will be our guide.

In 2025, Atlantic Union Bank celebrates 123 years of service to our community. We are committed to living our core values now and for the next 123 years.

caringCARING
Working together toward common goals, acting with kindness, respect and a genuine concern for others.

courageousCOURAGEOUS
Speaking openly, honestly and accepting our challenges and mistakes as opportunities to learn and grow.

committedCOMMITTED
Driven to help our clients, Teammates and company succeed, doing what is right and accountable for our actions.



AS OF DECEMBER 31, 2024

2024 Highlights ($bn)

 

$24.6 ASSETS

$18.5 LOANS

 

$20.4 DEPOSITS

$3.4 MARKET CAP

 

As of December 31, 2024, AUB operated 129 branches throughout Virginia, and portions of Maryland and North Carolina. Certain non-bank financial service affiliates include:

  • Atlantic Union Equipment Finance Inc., which offers equipment financing
  • Atlantic Union Financial Consultants LLC, which provides brokerage services





United Nations Sustainable Development Goals

AUB supports the United Nations Sustainable Development Goals. These goals provide a shared blueprint for peace and prosperity for people and the planet, now and into the future. AUB is particularly aligned with and focused on 8 of these 17 goals.

By working to achieve these goals, AUB joins the mission to improve the world and our communities.


1. no poverty

4. quality education

7. affordable and clean energy

8. decent work and economic growth



11. sustainable cities and communities

12. responsible consumption and production

13. climate action

17. partnership for the goals





Honored to be Recognized

As we work to support our communities and live our values, we are humbled by the awards given to both Atlantic Union Bank and its leaders. Check out the awards we have been honored with.

John Asbury

John Asbury, CEO
Virginia Business's Power 50 List 2024

 

Maria Tedesco

Maria Tedesco, President & COO
YWCA Richmond Outstanding Women Award Winner 2024
OnCon Icon Top 10 COO Award 2024
American Banker’s Most Powerful Women in Banking: Women to Watch 2024

 

Nathalia Artus

Nathalia D. Artus, SVP, Director of Community Development & Reinvestment
BizSense RVA Power Women 2024

 

Newsweek Most Trustworthy Companies 2024

Newsweek: Most Trustworthy Companies in America 2024

 

Richmond Times-Dispatch The Best

Richmond Times-Dispatch Best Bank 2024
(6 time winner)

 

Forbes 2024 Best in State Banks

Forbes 2024 Best-In-State Banks

 

VA Chamber

Virginia Chamber of Commerce 
Top Virginia Employers for Interns 2024

Top Workplaces 2023-2024

Top Workplaces 2023 & 2024

 


 

Caution Regarding Forward–Looking Statements

This report contains certain forward–looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements, which are not historical facts and are subject to numerous assumptions, risks, and uncertainties. Statements that do not describe historical or current facts, including statements about beliefs and expectations, are forward–looking statements. Forward–looking statements may be identified by words such as “expect,” “seek to,” “strive to,” “anticipate,” “vision,” “committed,” “believe,” “intend,” “estimate,” “continue,” “plan,” “target,” “goal,” or similar expressions, or future or conditional verbs such as will, may, might, should, would, could, or similar variations. The forward–looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and the Private Securities Litigation Reform Act of 1995. While there is no assurance that any list of risks and uncertainties or risk factors is complete, below are certain factors which could cause actual results to differ materially from those contained or implied in the forward–looking statements: changes in general economic, political, or industry conditions particularly in the markets in which we operate and which our loans are concentrated, including the effects of declines in real estate values, an increase in unemployment levels and slowdowns in economic growth; changes in market interest rates and their related impact on macroeconomic conditions, customer and client behavior, our funding costs, and our loan and securities portfolio; volatility and disruptions in capital and credit markets; inflation and its impact on economic growth and customer and client behavior; competitive pressures on product pricing and services; success, impact, and timing of our business strategies; the nature, extent, timing, and results of governmental actions, examinations, reviews, reforms, regulations, and interpretations; potential claims, damages, and fines related to litigation or government actions; cybersecurity risks and the vulnerability of our network and online banking portals, and the systems of parties with whom we contract, to unauthorized access, computer viruses, phishing schemes, spam attacks, human error, and other security breaches that could adversely affect or disrupt our business and financial performance or reputation; and the adverse effects of events beyond our control that may have a destabilizing effect on financial markets and the economy, such as epidemics and pandemics, war or terrorist activities, essential utility outages, deterioration in the global economy, instability in the credit markets, disruptions in our customers’ supply chains or disruption in transportation. Additional factors that could cause results to differ materially from those described above can be found in Part I, Item 1A. “Risk Factors” and Part II, Item 7, “Management’s Discussion and Analysis of Financial Condition and Results of Operations” of our Annual Report on Form 10–K for the year ended December 31, 2024, and in our subsequent Securities and Exchange Commission (“SEC”) filings, which are on file with the SEC and available on the SEC’s website at http://www.sec.gov. All forward–looking statements speak only as of the date they are made and are based on information available at that time. We do not assume any obligation to update forward–looking statements to reflect circumstances or events that occur after the date the forward–looking statements were made or to reflect the occurrence of unanticipated events except as required by federal securities laws. As forward–looking statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements.

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