Community Involvement

AUB continues to demonstrate our commitment to communities.

We're proud to show our support and to be a responsible corporate partner for the world around us.

Volunteerism

In 2024, 794 AUB Teammates dedicated over 12,000 hours to volunteering, supporting more than 650 community-based organizations that are making a meaningful impact. Each hour represents a cause close to a Teammate’s heart and reflects our shared commitment to enriching the lives of the people and communities we serve.

Through hands-on service, our Teammates are helping local nonprofits, schools and organizations thrive—strengthening our communities and making a lasting difference where it matters most.

AUB's Community Impact Team engages with Teammates to support local communities and organizations through volunteerism.

Investments & Philanthropy

Serving our neighbors with financial education and economic empowerment is essential to the commitment we have to our communities. Therefore, our funding priorities are programs that focus on financial education, workforce development and safe and affordable housing.

Our Communities

In 2024, we donated over $1.7 million to 351 community-based organizations supporting local causes and initiatives through sponsorships and grants that strengthen the communities we serve.

Our top giving priorities are grants and donations to community-based organizations that fund activities that provide community members with access to a safe and affordable place to call home, create and provide economic development opportunities and deliver programming that brings financial education to our communities to prepare people for healthier financial lives. We also have funds to help with sudden emergencies, like when we donated $35,000 to organizations supporting relief and recovery efforts in the communities impacted by Hurricane Helene.

Our Customers

Gift of One Million Meals

In the fall of 2024, AUB reaffirmed our commitment to supporting Feed More in their mission to nourish communities and empower lives by donating $250,000. Every dollar enables Feed More to provide four meals. Every week, Feed More distributes 2,000 backpacks of food for children to take home, in addition to the 3,000 meals they distribute to the community each day.

AUB's support is not only philanthropic. We also provided financing to assist Feed More as they designed and built a new facility to better serve their needs. The new facility includes a massive warehouse, community kitchen, office space and an enhanced volunteer area. We look forward to getting to know the new space as we have pledged to have AUB Teammates continue to donate their time with Feed More.

Our Teammates are dedicated to making a difference, volunteering over 300 hours with Feed More in 2024. We also organized a company-wide food drive across all our branches. Thanks to the generosity of our Teammates and customers, we donated over 6,000 pounds of food to Feed More and Feeding America affiliates, helping to combat hunger in our communities.

As we look to the rest of 2025 and beyond, we are excited to see and support the great work that Feed More does in the community.

Community Development Loans and Investments

We recognize that affordable housing and community revitalization are essential to building stronger, more resilient communities. That’s why we are committed to making impactful Community Reinvestment Act investments that create opportunities for individuals, families and businesses across our footprint.

Our 2024 Impact:

$214 million in community development loans across 39 projects, supporting initiatives that drive economic growth, affordable housing development and revitalization efforts.
$39.6 million invested in affordable housing, expanding access to safe and stable homes for low-to-moderate-income individuals and families.
$1.1 million in deposits with Community Development Financial Institutions, helping mission-driven lenders provide capital to underserved communities.
$3.1 million in investments for small business financing, providing entrepreneurs with resources to grow, create jobs and strengthen the local economy.

Through these strategic investments, we are funding projects that create more affordable housing, support small businesses and revitalize neighborhoods. Every dollar we invest reflects our deep commitment to strengthening communities, and making economic opportunities more accessible.

We don’t just invest in projects—we invest in people, neighborhoods and a brighter future for the communities we serve.

Supplier Relationships

We are committed to establishing and maintaining supplier relationships that are as unique as our customers and Teammates. Our supplier selection practices are designed to identify and partner with a variety of businesses that deliver the highest level of service, quality and value.

We know a strong supply chain is essential in developing innovative business solutions and delivering the best value and service to Atlantic Union Bank’s customers and the overall community. Our commitment is steadfast and purposefully driven.

Caution Regarding Forward–Looking Statements

This report contains certain forward–looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements, which are not historical facts and are subject to numerous assumptions, risks, and uncertainties. Statements that do not describe historical or current facts, including statements about beliefs and expectations, are forward–looking statements. Forward–looking statements may be identified by words such as “expect,” “seek to,” “strive to,” “anticipate,” “vision,” “committed,” “believe,” “intend,” “estimate,” “continue,” “plan,” “target,” “goal,” or similar expressions, or future or conditional verbs such as will, may, might, should, would, could, or similar variations. The forward–looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and the Private Securities Litigation Reform Act of 1995. While there is no assurance that any list of risks and uncertainties or risk factors is complete, below are certain factors which could cause actual results to differ materially from those contained or implied in the forward–looking statements: changes in general economic, political, or industry conditions particularly in the markets in which we operate and which our loans are concentrated, including the effects of declines in real estate values, an increase in unemployment levels and slowdowns in economic growth; changes in market interest rates and their related impact on macroeconomic conditions, customer and client behavior, our funding costs, and our loan and securities portfolio; volatility and disruptions in capital and credit markets; inflation and its impact on economic growth and customer and client behavior; competitive pressures on product pricing and services; success, impact, and timing of our business strategies; the nature, extent, timing, and results of governmental actions, examinations, reviews, reforms, regulations, and interpretations; potential claims, damages, and fines related to litigation or government actions; cybersecurity risks and the vulnerability of our network and online banking portals, and the systems of parties with whom we contract, to unauthorized access, computer viruses, phishing schemes, spam attacks, human error, and other security breaches that could adversely affect or disrupt our business and financial performance or reputation; and the adverse effects of events beyond our control that may have a destabilizing effect on financial markets and the economy, such as epidemics and pandemics, war or terrorist activities, essential utility outages, deterioration in the global economy, instability in the credit markets, disruptions in our customers’ supply chains or disruption in transportation. Additional factors that could cause results to differ materially from those described above can be found in Part I, Item 1A. “Risk Factors” and Part II, Item 7, “Management’s Discussion and Analysis of Financial Condition and Results of Operations” of our Annual Report on Form 10–K for the year ended December 31, 2024, and in our subsequent Securities and Exchange Commission (“SEC”) filings, which are on file with the SEC and available on the SEC’s website at http://www.sec.gov. All forward–looking statements speak only as of the date they are made and are based on information available at that time. We do not assume any obligation to update forward–looking statements to reflect circumstances or events that occur after the date the forward–looking statements were made or to reflect the occurrence of unanticipated events except as required by federal securities laws. As forward–looking statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements.