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Access NOW™

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What if you need your money right now? Atlantic Union Bank has a solution.

Your HVAC needs to be replaced…right away. Your car needs an unexpected repair. We get it – life is unpredictable. Sometimes you need a little financial flexibility when an immediate need comes up for funds. A Home Equity Line of Credit (HELOC) is a great solution for these kinds of expenses. But after your application is approved, it might take a while before you actually have access to funds.


Access NOW* is a way to put some money in your pocket while you wait for your HELOC to close.

The Access NOW* loan allows you to borrow a portion of your approved credit limit right away and is paid off when you get your HELOC funds. It’s that simple.

  • Borrow up to 50% of your approved HELOC credit limit or $50,000, whichever is less
  • Balance plus interest is paid off when HELOC closes
  • Low rate with no processing fees or prepayment penalty
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How much equity can you access?

A home equity line of credit or home equity loan is based on a percentage of the value of your home. Not sure how much of your home equity you may qualify for? Use our Home Equity Calculator to find out.
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DISCLOSURES:

*Access NOW is an unsecured, short-term loan that is available for eligible customers that have been credit approved for a HELOC application and have a minimum score of 700. The maximum term is 90 days and the maximum loan amount is equal to 50% of the approved HELOC line amount or $50,000, whichever is lower. Subject to standard credit criteria.

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