STAR Home Equity Loan*

Disclosures

*The STAR Home Equity Loan is available to Virginia, North Carolina, and Maryland residents with primary single family residences located in a low to moderate income census tract and/or have an income below 80% of the median income for that tract as identified by the U.S. Census Bureau. All loans are subject to credit approval. Bank must be in a valid first or subordinate lien position on the collateral. Property insurance and flood insurance, where applicable, will be required. Please consult with a tax advisor regarding interest deductibility. Certain conditions and restrictions may apply.

**If the loan has escrow the payment could change, or if force-placed insurance is added the payment will increase. 

***Bank will pay closing costs for non-purchase money loans up to $49,999. Closing costs include the first property valuation obtained by Atlantic Union Bank, but exclude any subsequent valuations not required by us and the initial funding of an escrow account when required. There is no origination fee. Total closing costs generally range from $150 to $2,000.