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Advantage Portfolio Programs

Top-tier financing options for highly qualified borrowers.

Financing options for larger loans.


Purchasing or refinancing real estate in a high-cost market can often require unique financing. That's why we offer the exclusive Advantage Portfolio Programs, our most attractive financing options for highly qualified borrowers. We proudly process, underwrite and service these programs in-house.

Program highlights:

  • 80% financing up to $2MM; 70% financing up to $4MM2
  • 0.125% rate discount1
  • Primary and secondary residences only
  • Purchase and refinance options
  • 6-month reserves for loans up to $1MM; 9-month reserves for loans up to $2MM and 12-month reserves for loans over $2MM
  • Single family homes and warrantable condominiums only
  • Fixed and adjustable-rate loans

Ready to get started?

Contact your Atlantic Union Bank Mortgage Loan Officer or choose an option below.

Disclosures

1Eligibility requires you to fund your monthly payments with an Atlantic Union Bank deposit account. 

2Minimum loan amount must be at least $766,550. 

Maximum property size of 10 acres. Available in DC, MD, NC and VA. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details. 

Additional resources

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