Medical Doctor Home Loan Program
Up to 100% financing
We appreciate the value that you bring to our community as a medical professional and want to support you with a special home loan program.
Up to 100% financing
No mortgage insurance required
Available to a wide range of medical professionals
At Atlantic Union Bank, we recognize the hard work you've put into get where you are today as a medical professional. Whether you have years of experience as a doctor, or are a recent grad with a contract for employment, we have a home loan program designed to fit your needs.
Program highlights:
- Up to 100% financing with no mortgage insurance
- 0% down for loans up to $1MM; 5% down for loans from $1MM to $1.5MM; 10% down for loans from $1.5MM to $2MM
- Available to medical doctors, dentists, optometrists, ophthalmologists, osteopaths, veterinarians, licensed medical residents*, interns* and fellows
- No limit on the length of time out of residency
- Student loans deferred for at least one year may be excluded from debt-to-income qualifications
- Qualify using future income with an employment contract and a start date within 60 days of closing
- Fixed and adjustable-rate options
- Purchase and refinance options
Ready to get started?
Contact your Atlantic Union Bank Mortgage Loan Officer or choose an option below.
Disclosures
*Maximum loan amount for licensed medical residents and interns is $750,000. Owner-occupied residences only (single family homes, Fannie/Freddie warrantable condos and townhomes). Borrower(s) may only have one Medical Doctor Home Loan Program serviced by Atlantic Union Bank at any time. The exclusion of student debt only applies to the borrower with a medical designation. Minimum qualifying credit score requirement of 720 for all loan amounts. Available in VA, DC, MD, NC, IN, TN and GA. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply so please consult your dedicated Mortgage Loan Officer for complete details.
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