Portfolio Programs
We’re opening doors with our in-house portfolio programs.
Flexible home loan solutions for your unique needs.
90% financing up to $1MM
0.125% rate discount*
Processed, underwritten and serviced by Atlantic Union Bank
At Atlantic Union Bank, we understand getting a home loan is a big decision, so we want to make sure you find the right solution. We process, underwrite and maintain ownership of our portfolio loans, which means we may be able to offer a unique financing solution for your situation. Many of our portfolio programs provide low down payment options to minimize your out-of-pocket expenses.
Program highlights:
- 90% financing up to $1MM with very low mortgage insurance requirements
- Loan amounts up to $5MM on primary and secondary residences
- 0.125% rate discount*
- Cash-out refinancing available (investment properties have a maximum loan amount of $1MM)
- Low reserve requirements
- Fixed and adjustable-rate options available
Ready to get started?
Contact your Atlantic Union Bank Mortgage Loan Officer or choose an option below.
Disclosures
*Eligibility requires you to fund your monthly payments with an Atlantic Union Bank deposit account.
No maximum acreage limitations. Non-warrantable and brand new condominiums are eligible. Available in VA, DC, MD, FL, IN, SC, NC, TN and GA. Max loan amount in Florida is $2MM. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details.
Additional resources
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