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STAR Portfolio Loan Program

Designed to make owning a home an affordable reality

Mortgage program offers helpful options to home buyers.

There are lots of loan programs for home buyers. Still, we started our own to get you results you need.


Yes, other programs offer great mortgage terms. But because high finance can be complicated, our Steps Toward Achieving Results (STAR) loan program leads the way by helping participants close on their loans faster, on average, than borrowers in government programs.

  • 0.125% rate discount*
  • Take the first step with a free consultation with one of our mortgage officers
  • Qualify for the program with a credit score of 640 or better
  • Get up to 100% financing with a credit score of 700 or greater, which means no down payment
  • With no mortgage insurance required, you’ll save on monthly payments
  • Use our Mortgage Loan Calculator to calculate your monthly payment and an estimated payoff schedule
  • To apply simply visit a branch or contact us

Disclosures

*Eligibility requires you to fund your monthly payments with an Atlantic Union Bank deposit account. 

Must be owner occupied primary residence purchase only. Minimum credit score > 640 required. Maximum income limits apply. Maximum loan amount is the conforming limit in the county that you purchase in. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Other restrictions may apply. Information and/or data is subject to change without notice. Not all loans or products are available in all states.

Additional resources

How else can we help?

Help With An Existing Loan

Talk to Us About a New Loan

Talk with a Mortgage Loan Officer

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