Specialty Loan Programs
Explore Atlantic Union Bank's custom loan programs.
Whether you're moving, buying a second home, investing in a new property or refinancing, find the mortgage solution to help achieve your goals. All of Atlantic Union Bank's specialty loan products are processed, underwritten and serviced in-house, so their team of experts will be working alongside you throughout the life of your loan.
Specialty Programs:
Home Construction Loan Program1
- Construction and permanent financing available
- As little as 10% down on both types of loans
- Easy builder approval process
Advantage Portfolio Program
- 80% financing up to $2MM; 70% financing up to $4MM2
- Low-reserve requirements for high-value properties
- Purchase or refinance options available
Medical Professionals Home Loan Program
- Up to 100% financing with no mortgage insurance required
- 0% down for loans up to $1MM; 5% down for loans from $1MM to $1.5MM; 10% down for loans from $1.5MM to $2MM
- Available to a range of medical professionals, including medical doctors, dentists, optometrists, ophthalmologists, osteopaths, veterinarians, licensed medical residents3, interns3 and fellows
- Purchase and refinance options available
These loans are eligible for a 0.125% rate discount when you make payments from an Atlantic Union Bank deposit account.
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Fill out the form below to connect with one of Atlantic Union Bank's expert Mortgage Loan Officers. Or click here to apply now.
Disclosures
1A licensed contractor is required to build your home. When applicable, property and flood insurance are required prior to the start of construction.
2Minimum loan amount must be at least $766,550.
3Maximum loan amount for licensed medical residents and interns is $750,000. Owner-occupied residences only (single family homes, Fannie/Freddie warrantable condos and townhomes). Borrower(s) may only have one Medical Professionals Home Loan Program serviced by Atlantic Union Bank at any time. The exclusion of student debt only applies to the borrower with a medical designation. Minimum qualifying credit score requirement of 720 for all loan amounts.
This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply so please consult your dedicated Mortgage Loan Officer for complete details.